.disclaimer-banner {
    position: relative;
    min-height: 405px;
    margin-top: -2px;
    background-image: url("../../images/faq/faq-hero.png");
    background-position: center;
    background-size: cover;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.disclaimer-banner__overlay {
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.64);
}

.disclaimer-banner__content {
    position: relative;
    z-index: 1;
    text-align: center;
    color: #ffffff;
    padding: 40px 15px;
}

.disclaimer-banner__content h1 {
    color: #ffffff;
    font-size: 58px;
    font-weight: 400;
    line-height: 1.08;
    margin: 0 0 23px;
    letter-spacing: 0;
}

.disclaimer-banner__breadcrumb {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    font-size: 17px;
    font-weight: 500;
    line-height: 1.2;
}

.disclaimer-banner__breadcrumb a,
.disclaimer-banner__breadcrumb span {
    color: #ffffff;
}

.disclaimer-banner__breadcrumb span:last-child {
    color: #0b62ff;
}

.disclaimer-page {
    background:
        radial-gradient(circle at 8% 0%, rgba(11, 98, 255, 0.09), transparent 26%),
        linear-gradient(180deg, #f7f9fd 0%, #ffffff 100%);
    padding: 88px 0 100px;
}

.disclaimer-header-card,
.disclaimer-intro,
.disclaimer-card {
    border: 1px solid #e2e8f2;
    border-radius: 16px;
    background: #ffffff;
    box-shadow: 0 18px 38px rgba(23, 37, 68, 0.06);
}

.disclaimer-header-card {
    display: grid;
    grid-template-columns: 250px minmax(0, 1fr);
    gap: 26px;
    align-items: center;
    padding: 30px 34px;
    margin-bottom: 24px;
    border-top: 4px solid #0b62ff;
}

.disclaimer-kicker {
    display: inline-flex;
    align-items: center;
    min-height: 28px;
    padding: 0 13px;
    border-radius: 999px;
    background: rgba(11, 98, 255, 0.1);
    color: #0b62ff;
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
}

.disclaimer-header-card h2 {
    color: #071a44;
    font-size: 32px;
    font-weight: 800;
    line-height: 1.15;
    margin: 15px 0 0;
}

.disclaimer-header-card p,
.disclaimer-intro p,
.disclaimer-card p {
    color: #5d687b;
    font-size: 16px;
    line-height: 1.75;
    margin: 0 0 14px;
}

.disclaimer-intro {
    padding: 34px;
    margin-bottom: 28px;
}

.disclaimer-intro .disclaimer-kicker {
    margin-bottom: 18px;
}

.disclaimer-grid {
    column-count: 2;
    column-gap: 24px;
}

.disclaimer-card {
    display: inline-block;
    width: 100%;
    padding: 30px;
    margin: 0 0 24px;
    break-inside: avoid;
}

.disclaimer-card h2 {
    color: #071a44;
    font-size: 25px;
    font-weight: 800;
    line-height: 1.25;
    margin: 0 0 16px;
    letter-spacing: 0;
}

.disclaimer-card p:last-child {
    margin-bottom: 0;
}

.disclaimer-list {
    display: grid;
    gap: 10px;
    list-style: none;
    margin: 18px 0 0;
    padding: 0;
}

.disclaimer-list li {
    position: relative;
    color: #313b4f;
    font-size: 15px;
    line-height: 1.5;
    padding-left: 24px;
}

.disclaimer-list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 8px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #0b62ff;
    box-shadow: 0 0 0 4px rgba(11, 98, 255, 0.1);
}

.disclaimer-note {
    margin-top: 18px !important;
    padding: 14px 16px;
    border-left: 3px solid #0b62ff;
    border-radius: 8px;
    background: #f3f7ff;
    color: #3f4b61 !important;
}

.disclaimer-contact-box {
    display: grid;
    gap: 12px;
    margin-top: 20px;
}

.disclaimer-contact-box div {
    border-radius: 12px;
    background: #f7f9fd;
    border: 1px solid #e5ebf5;
    padding: 17px;
}

.disclaimer-contact-box span {
    display: block;
    color: #0b62ff;
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
    margin-bottom: 7px;
}

.disclaimer-contact-box strong {
    color: #071a44;
    font-size: 15px;
    line-height: 1.45;
    white-space: pre-line;
}

@media (max-width: 991px) {
    .disclaimer-grid {
        column-count: 1;
    }

    .disclaimer-header-card {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 767px) {
    .disclaimer-banner {
        min-height: 300px;
    }

    .disclaimer-banner__content h1 {
        font-size: 40px;
    }

    .disclaimer-page {
        padding: 60px 0 70px;
    }

    .disclaimer-header-card,
    .disclaimer-intro,
    .disclaimer-card {
        padding: 25px 20px;
    }

    .disclaimer-card h2 {
        font-size: 23px;
    }
}

/* Simple policy document layout */
.trademark-document {
    padding: 48px 20px 80px;
    background: #ffffff;
}

.trademark-document__inner {
    width: 100%;
    max-width: 830px;
    margin: 0 auto;
}

.trademark-document h1 {
    margin: 0 0 40px;
    color: #171717;
    font-size: 36px;
    font-weight: 700;
    line-height: 1.25;
}

.trademark-document__date {
    margin: 0 0 18px;
}

.trademark-document__section {
    margin: 0 0 58px;
}

.trademark-document__section h2 {
    margin: 0 0 18px;
    color: #111111;
    font-size: 21px;
    font-weight: 700;
    line-height: 1.35;
}

.trademark-document p,
.trademark-document li {
    color: #343434;
    font-size: 16px;
    line-height: 1.85;
}

.trademark-document p {
    margin: 0 0 20px;
}

.trademark-document ul {
    margin: 4px 0 22px;
    padding-left: 22px;
}

.trademark-document li {
    list-style: disc;
    margin-bottom: 7px;
    padding-left: 4px;
}

.trademark-document li::marker {
    color: #111111;
}

.trademark-document__contact {
    margin-top: 22px;
}

.trademark-document__contact p {
    margin-bottom: 9px;
}

.trademark-document__contact strong {
    display: inline-block;
    margin-right: 6px;
    color: #111111;
}

.trademark-document__contact span {
    white-space: pre-line;
}

@media (max-width: 767px) {
    .trademark-document {
        padding: 34px 18px 56px;
    }

    .trademark-document h1 {
        margin-bottom: 28px;
        font-size: 30px;
    }

    .trademark-document__section {
        margin-bottom: 42px;
    }

    .trademark-document__section h2 {
        font-size: 20px;
    }

    .trademark-document p,
    .trademark-document li {
        font-size: 15px;
        line-height: 1.75;
    }
}